Comprehensive cover for loss or damage to your Boat or Pleasurecraft & associated third party property damage. Boat & Pleasurecraft Insurance is an essential coverage that provides financial protection in the event of accidents, damages, and liabilities. Boating can be a fun and exciting activity, but it also comes with inherent risks. Whether it’s a collision with another boat, damage from a storm, theft or injury to someone on board, watercraft insurance can help cover the cost of repairs, medical bills, or legal fees. Without proper insurance coverage, you may be responsible for significant expenses, which can have a major impact on your finances and assets. Having insurance not only protect you from financial loss, but it also provides peace of mind while you enjoy your time on the water.